This is the discharge of the self-employed: how long can you collect it and what is its amount

The self-employed also have the right to request leave if they are sick. Popular culture is full of sayings about this, but the truth is that self-employed professionals are protected (with their differences with respect to employed workers) in these situations that force them to stop their work activity.

Given the special nature of their activity, the self-employed are also governed by certain differences in their access to sick leave for temporary disability, which is traditionally known as ‘low’ in the jargon of workers. , it is mandatory to request it within a maximum of 15 days, to be registered in the Special Scheme for Self-Employed Workers (Reta), as well as to have contributed at least 180 days in the last 5 years and to be up to date with payments to the body .

If this last point is not fulfilled, that is, if the self-employed person has debts with Social Security, they have the option of paying them off in order to have access to the leave. , this must be done within a maximum period of 30 days in order to be entitled to the benefit.

Based on all of the above, if all the requirements are met, the self-employed person is entitled to a benefit that varies depending on the type of sick leave that originates it. In all cases, the regulatory base is taken as a reference, which for the self-employed person will have an amount of the contribution base that they chose for the month prior to the withdrawal.

-Thus, if the leave is due to a common illness or non-occupational accident, the benefit will be 60% of the regulatory base from the fourth to the twentieth day of said leave, while from the 21st the amount will be 75% of the base. regulatory.

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-In cases of sick leave due to professional illness or accident at work, the amount of the benefit is always 75% of the regulatory base from day one of said sick leave.

However, the self-employed face a problem in the first two months of receiving the benefit. Guilt is one of the particularities that concern him: he has to pay the self-employment fee during that time, which in practice subtracts the amount that remains for that time. The situation, as always, is more delicate in the self-employed who contribute for the minimum base, the majority group.

Thus, a self-employed person who causes sick leave due to an occupational disease or accident at work and who contributes for the minimum base (944.40 euros), will have to pay 286 euros for the first two months and subtract them from the benefit, which is 708 euros (the 75% of the minimum base). This means that in the first two months, he will only have 422 euros for his expenses. From the third he would have the full 708 euros.

In the event of a common illness or non-occupational accident, the situation is worse, since in the first month the benefit is not charged for the first three days and from the fourth to the twentieth day it is only paid for 60% of the regulatory base. All this means charging even less money.

How long can a self-employed person be on leave?

Be that as it may, the duration of the leave is always determined, even in the longest cases. Thus, the self-employed person has the right to a temporary disability leave of up to 365 days (one year), which can be extended by a further 180 days in situations where there is a real possibility of recovery.

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Otherwise, the self-employed would find themselves in a very different situation, since they would have to start the procedures for , with the respective procedures and specific times that this entails.

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