It has become a very common element in our lives, but not everyone around us has it for that reason: although Bizum has become a very widespread payment method among citizens, it may be the case that, without asking , let’s make a transfer to a contact on our mobile phone that does not have Bizum.
of this payment platform it is explained that making a transfer to a person who does not have Bizum is perfectly possible (the payment is not cancelled, despite this) and that when this happens, even if the other person does not have Bizum, an SMS will be sent in which you will be invited to download the application and use it. However, it all depends on whether the Bizum is made to send money or to request money.
In the event that a person has sent money to another through Bizum and the recipient does not have this service, the aforementioned SMS will be sent. From the moment of sending, it will be pending and waiting for the recipient of the money to register with Bizum. If you do so within two days, the money will reach you, but if you don’t, the shipment will be revoked and the money won’t move.
If, on the other hand, the Bizum is made to require money from the other person, that SMS will also arrive in which they are urged to download the application. The recipient has up to seven days to respond to this request and, if he does not respond, the operation is cancelled.
How to register and download Bizum
In both cases, everything depends on the response of the person who does not have Bizum, that is, whether or not they register in the application. If you opt for it, you have to follow some very specific steps:
-The first step is to find the Bizum of the bank in which the interested party has his account. Bizum with all entities that have this payment method.
-If your bank has Bizum, the next step is to search for the application in the Play Store or Apple Store and download it to your mobile phone.
-To enter the application, the user must enter their banking credentials (username and password).
-The last step before being able to use Bizum is to accept the terms and conditions.
Once these steps have been completed, the user will be able to use Bizum to make purchases, transfers to other users or request money. The platform is instantly enabled, so operations can be done immediately after registration.
For all these new users, the same limits of use are set (from which donations and purchases in stores are excluded) as for the rest, although Bizum provides that it is advisable to consult the conditions of each bank to avoid misunderstandings:
-Operations for a minimum of 0.50 euros and a maximum of 1,000 euros.
-A maximum of 60 operations received in a month and a maximum of 2,000 euros per day.
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