Despite the fact that Bizum has spread so much to the point of being one of the most widespread online payment services in Spain today, there are still many people who avoid this type of service for different reasons. Due to lack of knowledge, fear of online payment applications or lack of a telephone with advanced technology, ‘doing a bizum’ to someone who does not have their bank’s application downloaded can be completed.
That friend who refuses to get Bizum out of laziness, your father, who says that he will never know how to use it, or even your uncle, who has a phone that is a few years older, have no excuse to receive that pending payment of a gift, a dinner or permanent debts. And it is that, although it will be different from whether he has it lowered or not.
Whether or not you have this payment service, which associates the bank account with the telephone number, there is always a time for that person who did not have Bizum to sign up for one of the services that has grown the most in Spain in recent months. . With more than 15 million consumers in Spain, this technology has revolutionized the world of payment to the point that there are already many businesses that enable it instead of charging in cash or by card.
However, for those people who do not yet have Bizum but have received a money deposit from a user, there is an option to turn that payment into reality. Through an SMS that will reach the person outside the application, Bizum will inform them that they have an amount pending collection, but to receive it they must download the app from their bank and create a user.
Money transfers to people outside Bizum have a 48-hour expiration date
As simple as accepting the arrival of this system, installing the application of the entity in question and associating the account you want to use with the phone number. With the username and password created, the receipt will become a reality and you will be forming part of this community of 15 million customers.
Of course, the pending amounts for people who have not gone over to Bizum’s side have an expiration date of 48 hours. If after these two days they have not been registered, the operation will be canceled and the money will be returned to the user who made the shipment.
Applications for ‘delinquent’ expire in a week
On the other hand, for money requests, the SMS that will arrive will be very similar but in this case asking for an amount to be owed. The deadline to register will be seven days, otherwise the request will be canceled and the debt still pending between those involved.
One way to leave that door open to new customers, which will only be with that SMS and the attached link how they will receive the payment. All thanks to an application that has revolutionized the world of purchases and payments, while continuing to perfect its system to offer the best performance to its customers and to all the banking entities with which it has agreements to reach more corners of the planet.
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