Widow’s pensions are, after retirement, those intended for a greater number of people. , more than 2.35 million people receive them in our country carried out at the beginning of the year.
The this pension as the contributory benefit “to which we are entitled when our partner has died”. Even so, both the deceased (causer) and the potential beneficiary must meet certain conditions in order to receive it.
Requirements of the deceased
The deceased person had to contribute 500 days within the last 5 years in the event of death due to a common illness, something that is not required in the event of an accident or professional illness. Workers not registered with Social Security will generate this pension if they contributed 15 years previously.
It is also generated by pensioners with contributory retirement pensions (or the right to it) or permanent disability, as well as beneficiaries of subsidy for temporary disability, risk during pregnancy, maternity, paternity or risk during lactation who meet the contribution period established.
Survivor Requirements
For their part, the beneficiaries of this widow’s pension must meet other requirements: have children in common or have been married for at least one year, or receive a compensatory pension for separated or divorced persons who do not have a new marriage or de facto union.
In separations and divorces prior to 2008, if less than 10 years have passed between the death and the separation or divorce and the marriage lasted at least 10, there are children in common and the person is over 50 years old, it will not be necessary to receive this compensation to be entitled to the widow’s pension. Neither do people over 65 years of age who are not entitled to any other pension and who have been married for at least 15 years.
In addition, survivors of de facto couples also have the right as long as the union is for at least two years, a stable coexistence of at least five years is demonstrated and that their own income was not greater than that of the deceased or 25% of the total. of the family unit if there are no children.
How much can I receive as a widow’s pension?
Which, in general, the amount of the widow’s pension is 52% of the regulatory base of the deceased, although it can rise to 60% in those over 65 years of age without the right to another pension or self-employment or employment and with income from real estate or furniture capital or capital gains of less than 7,569 euros per year.
In some cases, it can reach 70% of the regulatory base: when the pensioner has family responsibilities (welcomed minors, under 26 or elderly with a disability of at least 33%), when the pension constitutes the main source of income (plus of 50% of the total).
For divorced or separated persons with several beneficiaries of this pension, the amount will be calculated proportionally to the time of coexistence, although with the certainty that at least 40% of the regulatory base is guaranteed.
In any case, there are a series of minimum amounts regulated by the revaluation of pensions:
-For people under 60 years of age: 522.50 euros per month and 7,315.00 euros per year.
-For people between 60 and 64 years old: 645.30 euros per month and 9,034.20 euros per year.
-For people aged 65 or over or with a disability of at least 65%: 689.70 euros per month and 9,655.80 euros per year.
-For people with family responsibilities: 797.91 euros per month and a total of 11,170.80 euros per year.
With what other pensions can you collect?
This widow’s pension can be received at the same time as other pensions. This is the case of the beneficiary’s income from work (provided that he does not fail to meet any of the requirements in specific cases) and pensions for retirement and temporary disability, as well as pensions from the Compulsory Old-Age and Disability Insurance Regime (SOVI).
On the contrary, they are incompatible “with the recognition of another widow’s pension in any of the Social Security schemes” and with the pension generated by the death of a spouse after a new marriage or common-law relationship.
This pension can be collected in a new marriage or de facto couple as long as it is done with people over 61 years of age or people with a disability of at least 65% or by proving that the pension is their main source of income.
How to request a widow’s pension
In order to apply for the widow’s pension, in addition to the fact that both the deceased and the survivor must compulsorily comply, they must submit certain forms and accompanying documentation that demonstrate these circumstances.
In it appear all the documents, forms and requests to present based on our particular case.
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