When a worker decides to end his career to retire, he must take into account factors as commented as the pension to which he may be entitled, but also others of a practical nature, such as the best time to request that retirement once the decision to do so has already been made.
Although retirement (and, therefore, the collection of the pension) is a right that never expires, there is the possibility that if the worker takes too long to request it, they may lose some other monthly payment that will not be disbursed on a regular basis. retroactive. It is best to follow the steps set by Social Security so as not to suffer this type of problem.
The one that “the right to the recognition of the retirement pension is imprescriptible”, but also launches a notice. Thus, that same article establishes that if the worker agrees to retire in a situation of registration with Social Security, the effects of retirement begin “from the three months prior to the date on which the corresponding application is submitted.”
The organization details the situation on its website, in which it makes a distinction depending on the situation of the worker at the time he requests retirement and the collection of the contributory pension:
-If the worker is registered with Social Security, he may request retirement in the three months prior to the causative event (cessation of work) and also during the three months after. Within this period he will have the right to collect the pension generated in that period because the retroactivity is three months.
In the event that the worker, regardless of the reason, requests retirement later, they will only be entitled to a maximum retroactivity of three months from the moment of retirement.
Thus, when a worker who has left the company on June 30 to retire, they will have until September 30 to request that retirement with economic effects from June 30. Or what is the same, collecting the amounts corresponding to the pension from that date on which he retired, even if he later requested retirement. If he requests it later, he will only have that maximum retroactivity of three months.
– Workers who access retirement from a situation assimilated to registration in Social Security () will have economic effects on their pension “from the day following the application or when the causative event occurs, depending on the assimilated situation that in question,” explains the organization.
-Workers who retire from a situation of not registering in the Social Security will not have any retroactivity: their retirement will have economic effects only from the same day of the retirement request.
How long does Social Security take to grant retirement
Although the worker does not have a specific time to request retirement, Social Security is obliged to answer the person who requests said retirement: specifically, it has a period of 90 days to communicate the decision. Administrative silence is conceived as a denial of retirement.
However, it is simply a maximum term: Social Security itself that “currently the average term is 19 days”, so the worker’s wait will be much less in most cases.
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