The Bizum instant payment application has completely changed the way of dealing with costs between close contacts, but also with companies. Increasingly implemented in small businesses, its main attraction is that it sends money in a matter of five seconds from one bank account to another, always associated with a telephone number. But it is in this speed where one of its great problems lies, which, however, has a solution.
Who hasn’t been in a hurry to type quickly on their mobile or carry out a transaction as quickly as possible, including the wrong amount in a bizum or making the payment to the wrong person? As the sending is directly associated with how a person is saved in the personal contact list, this can generate errors caused by instantaneity.
And it is that before a badly done bizum, little more can be done than contact the person who has been paid to return the amount. As , a money transfer cannot be cancelled, although you can check with the respective bank what options there are, in case the other person involved does not respond to the return request.
The receiver of the money can reject the deposit
But this is not the case in the case of being the person who has received the money, since this person can reject the payment. During the first seven days from the shipment, all deposits can be canceled within each user’s banking app.
“It’s time to contact this person and return it. Today for you and tomorrow for me”
In addition, if you do not know the number from which the shipment originates, Bizum recommends contacting the bank to avoid scams. They will be able to provide help in order to find out the identity of the issuer and will put you in contact with him to clarify the error.
“It’s time to contact this person and return it to them. Today for you and tomorrow for me,” says the application, in a clear message of solidarity that Bizum has provided. An instant payment of money but that speed is where one of the most repeated problems among its users lies.
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