The allows us to use our bank accounts in a safest waycompletely eliminating the risk of the presence of third parties.
This process consists of identity verification by sending codes to the affiliated mobile, the communication of both points allows access to the accounts and their movements. The number one software for this job is namedwhich is composed of a series of characteristics that allow us to protect our privacy.
In this article, we will explain in detail what’s the importance of this type of verification and we will also mention the different software that currently exists for two-factor authentication.
Why is it important to have two-factor authentication on your accounts?
In 2019, specifically on September 14, the Second Payment Services Directive (PSD2)whose legislation indicates the regulation and increased security when making payments or account movements online. This refers to the need to have two-factor authentication in all online accounts.
Also to payments with bank accounts, so that you can reduce the risk of identity theft. Two-factor authentication It is very important for both points.meaning for consumers the way to avoid intermediaries when carrying out electronic operations and transactions.
Avoiding the presence of third parties, the figure of the attacker is also eliminated, since they are canceled completely all the ways that it can use to obtain access to our data. In Spain, this law was approved with the aim that Any person who requires movements of more than 30 eurosyou will need to meet two-factor identification before the login can be delivered.
List of the best alternatives to Google Authenticator to activate two-factor verification
Worldwide people use to improve the privacy of their accounts the Google Authenticator systembeing this the best software for the two factor verification. However, this it’s not the only one technology, since there are other software that allow us to protect the access of our accounts.
Such we will mention below:
Two-factor authenticator at Apple
The devices Manzana, integrate two-factor verification into their system, we simply must enter the setup menu, and activate this function. With this verification we will have safer account movementsallowing us to validate transactions through security codes that the device receives to verify identity.
Microsoft Authenticator
This is one application designed by Microsoftallowing us to do an identity verification, to increase security layer that allows access to purchases of articles or services of Microsoft. It is completely free to use, and in its latest updates they have integrated technologies that allow fingerprint and facial recognition, although this function depends a lot on the devices that we have in use.
authy
Authy is an app that allows us as Android users improve security when making payments online. These functionalities are integrated with file backups to improve the network transmission system. The purpose of this verification is to allow us to protect our device in the event of loss or theft, so that Possession of our bank accounts can be prevented.
This application also offers us a desktop version, allowing us to be a little independent from our phone, receiving confirmation codes directly on our computer. With the use of these codes, no external person will be able to access our accounts. If we present a situation where the telephone get lostwe will be able to change the verification with 2FA password protection.
HENNGE OTP
This is an app that we can download for our iOSallowing us to improve the security of our devices by integrating double authentication functions to provide access to our accounts and personal data. We do not need to make any payment to be able to use this application, because it is completely free to use.
Sound login authenticator
If you are already tired of writing annoying identification codes to confirm your identity, you can make use of this application that allows you to confirm with simply the noise made by the mobile. It requires the installation of the extension in the browser, and having a microphone on the computer, because confirmation is made by means of sounds.
We only have to point our phone at the computer, and select the account on the screen of our smartphone, so that the tone or sound is captured by the browser extension, filling in automatically the code on the website where we try to access or log in. This system it’s completely free and can be downloaded for Android and iOSit is compatible with all versions of both devices.
FreeOTP
FreeOTP was developed with the idea of fortify the security system when making money transactions online. With this App we can scan any type of QR code, confirming between both points the identity of the user. It is considered to be an open source application, so you do not need any paid subscription or other to use it. In addition, it is available for the devices Android and iOS.
andOTP
If you are looking for a token generator app open source, but you also want to have integrated the qualities that it offers FreeOTP, then the best option for you is andOT, an app that allows you to enjoy a large list of features focused on improving the security of your device.
Among its functions we can find the panic trigger, which consists of sending an alert to our mobile when it has been lost or stolen, ordering it to delete all access data to our accountthus maintaining their confidentiality. For now, this app only available for Android devicesbut it is presumed that a version compatible with iOS can be generated in the coming years.
LastPass Authenticator
LastPass Authenticatoris an application that focuses on two-step verification, integrated with an excellent password manager, and like Google allows us to configure the verification of factors in any service and device. The process consists of sending codes made up of 6 digitsallowing us a more secure access in any situation.
DuoMobile
Duo Mobile is an application that improves and facilitates two-factor verification, integrating into its functions access with just press received notifications on mobile devices. It should be noted that its function and adaptability depends on the needs of its users, since it offers a fully configurable system.
The high recognition of this great application is due to its features of verification through push notifications, avoiding the user having to constantly enter digits. On the other hand, it is a software that we can find compatible for iOS and Android devices.
1Password.com
Last but not least, there is the great 1Password, a popular system for allowing us confidential management of our passwords. Among its latest updates, the factor verification function was integrated, the use of which is free for 30 days. This cross-platform software can be downloaded for all operating systems, such as MacOS; Windows, iOS, Android, Linux, Chrome and more.
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