As we advance technologically, we all desire optimize processesthat is why today we very rarely use cash, we almost always prefer to make payments electronically.
We currently have various applications that we use to make payments through our mobile devices (cell phones).
If you want to know what these Apps are, we invite you to continue reading, in this way you will find out which are the most innovative that are leading the virtual market.
Why is it better to use a mobile application to make your Online and Offline payments? Benefits
There are various reasons for performing payments online and offline through mobile applications, and the reasons are very evident, among these it is necessary to mention the following:
Process optimization
Mobile applications were designed for the process optimization of payments, since with the help of these, people can make their payments from anywhere, in a fast, practical and simple way; since you only need to access the App on the phone and make the transaction that is required at that moment.
Convert in seconds
Another of the benefits of this type of mobile applications for payments is that the vast majority of Apps allows conversions of different currencies in a matter of seconds.
Greater security
When you use these applications, in one way or another, your money is more supportedsince if you have it in cash you can lose it, it can be taken from you at the time of a robbery, or you can simply forget it when you leave home, while if you handle it through a mobile App, the security issue increases, since to access it, you must first pass and pass the security encryption.
Transfers to other Apps
The compatibility to make transactions to other AppsUndoubtedly, it is one of the benefits that we should leave written in this article, since this particular feature gives us the possibility of not worrying about the account of the person to whom it will be transferred, you just have to make the payment directly to your account, without having to open one at that bank.
offline applications
By focusing on the Offline applications, without a doubt, it is necessary to highlight the following:
- They offer the user the possibility of use them without the need to maintain a network connection.
- For the use of these applications it is not required to make payments for data rates.
- The synchronizations are carried out in a timely mannerthat is to say, the independence with the server that it uses, is partially, constant.
Online Applications
Like offline applications, those of the type On-lineThey have a number of benefits We will present the following below:
- Data used for any movement are reliable in real time.
- They require lower costs for their development and maintenance.
- They do not require a formal installationsince it is satisfied from a server, in addition, they occupy less space, and do not depend on any device.
What types of applications to pay from the smartphone exist?
Currently there is a wide variety of mobile device applications that allow users to make their payments from the comfort of their homes even on a super busy day on the street or at work; It is therefore, In this section, mention will be made of each of these:
Near-Field Communication (NFC)
Near Faithful Communication, is also known by its acronym in English NFC. This service is a kind of digital walletwhich is also called as “Wallets”.
Devices that use NFC manage their connection via terminalsthese include those of the Google Play, Apple Pay and Samsung Pay.
The evolution of its technology is based in radio frequencies – RFID– Being in turn the one that allows bilateral communications, which allows sharing information, in addition to closing purchases between mobile teams.
Mobile Point of sale (MPOS)
Mobile Point of Sale, or MPOSIt is just a kind of operation that the seller handles, this technology must be found in his cell phone, or in an Ipad with adapters. In a way, the seller makes use of a payment platformto then charge the cost of the purchase directly to the buyer’s card.
In app
In App is an app that every buyer and seller should have included in their cell phone, since the payment process is very simple, a payment code is generally issued on the device, so that the seller can then scan it, and thus validate the payment process of the operation. Throughout this procedure, the devices need to have a network connection.
Contactless
The contactless technology allows you to make payments with mobile devices with just zoom in on the chip. All this works thanks to the communication imparted by the radio frequency between a reader and the chip.
This chip can be found both in the cell phone and in the credit card. Contactless is a technological alternative that many mobile teams have available to make payments that are simpler, more practical and faster.
List of the best applications to pay from your Android or iOS device
It never hurts to know which ones they are the best apps that are available in the market to make payments through our mobile devices, such as Android or iOS, so below we will show you a condensed list with the best 10 App for payment:
Square
The square point of sale – formerly known as the square box– is a kind of App that operates for freeIn addition, it works as a point of sale, allowing users who have it on their mobile device to carry out their transactions quickly and easily.
This application is for use in business ventures, since with Square you can accept from credit cardsuntil debit cardsIt really is wonderful. The cards of debits work with Square Readerwhile the cards with magnetic stripes operate under the Square Stand.
An important fact that you have to handle is that the funds are deposited in the bank account, they are received within a period of no more than two business days.
Uphold
Uphold is one of the App which is used to perform purchases and sales in digital formregardless of the currency you handle, since with this it is allowed to make monetary changes.
Basically Uphold, it is handled under a cloud platformallowing this peculiarity that its users can have at their disposal various uses during their transactions, such as, for example, move, save, transfer and convert money content in it.
kuapay
Kuapay is a payment service which is available for smartphones.
To use Kuapay, all you have to do is enter the official web portaland following this, write the respective numbers of the card that will be used to pay, then, after carrying out this action, Kuapay will begin to process the information until it encrypts the data, then it will send a QR code to the user, so that he can use it as an identification key, and thus can pay by showing said code.
*Note: This app is increasingly in disuse. We recommend any other app on this list.
Neteller
Neteller is a platform that allows users to have a registered account to save their money safely, in addition, I consider this service as a kind of electronic wallet.
With Neteller you can make instant payments and transfers in a fast, simple and safe way, thanks to its security encryption, in addition, you will be able to access your portal from anywhere, you just need to stay connected to an Internet network.
Momo Pocket
Momo Pocket is one of many payment services for mobile phones.
This service is completely free, since it does not charge additional costs to the client’s account, much less commissions, in addition, it is 100% safe, easy to use, and super comfortable.
PayPal
PayPal is one of the electronic payment services most used internationally, thanks to the simplicity it offers to its users. With PayPal not only you can save your moneyyou can also generate payments and transfers instantly.
One feature that PayPal has is that it does not reflect your financial information to third parties, since you only need an email to carry out your movements.
PayPal Here
PayPal Here, is an application which is used for smart phones also known as Smartphone.
The peculiarity that PayPal Here has is that it works through a small magnetic stripe reader including, that since the App is associated with the phone, basically with it you will be able to read the data and maintain full communication during the payment transaction, until the payment is completed.
Google Wallet
Google Wallet is a new service that has created the great company of Google. This App works on smartphones. With this new service, you can pay with your credit cards in a more practical and safe way.
zooz.com
Zooz is a payment platform which is used by many users to perform their purchases, payments and transactions in a matter of minutes, you only need an active Internet network to proceed to use it.
Skrill
Skrill is an electronic account which at the time was known as MoneyBookers. In simple words, Skrill is an online payment system.
This service has become very popular, becoming one of the most used mobile applications internationally, working as a payment system that allows save, transfer and pay.
Thanks to technological advances, today we can move our financial accounts from anywheremore if we have Smartphone devices.
Apps to make online payments are a novelty, so if you haven’t used them yet, we recommend that you update, simplify and optimize your purchases with one of these.
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