PayPal launches PayPal.me for small or express payments

has presented its new service, a new option that offers personal profiles with a format or address «PayPal.me/user» to facilitate small or express payments through the platform.

Through this, a link will suffice so that it can be sent to your contacts through mail, messages, or a blog, so that the payment process is facilitated and speeded up. To use this new format, eThe recipient will only have to enter an amount, press the button «Send« and the money will begin to be transferred immediately to the requesting PayPal account (note, a PayPal account is still required).

PayPal.me bridges the gap for online payment requests

In that context, PayPal has significantly reduced the number of steps to request a paymentwhich would normally lead to logging in, accessing the payment request tools, entering an email account of the recipient of the request and then following other steps until the collection or payment was completed.

To avoid confusion with the amounts, you can also add the specific figure to pay (that is, you can type «paypal.me/user/10» and so you would be asking the other person for a payment of 10 euros.

Something that stands out in Paypal.me is the possibility of creating a personalized profile, being able to choose between using it for payments of «Friends and family» (something a bit more personal) or «Products and services» (for functions within small or medium businesses). Of course, there are certain differences between these 2 aspects:

  • For “Friends and family«, send or receive payments can be free (depending on the payment method and the country from which they pay).
  • For “Products and services“, customers or buyers will enjoy ‘PayPal Buyer Protection’, and will always have the option to check the box for ‘Products and Services’ if they buy any items from you.
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Starting today, any PayPal user will be able to create their personalized profile on PayPal.me, while you are a resident of any of the following countries (for now):

PayPal.me’s reason for being

The dynamics under which this new PayPal solution unfolds lies in the day-to-day life of people and companies, who regularly “small debts”, but they can accumulate in an uncomfortable way. A dinner to be paid for by several friends, a gift bought together or a small purchase from a supplier are examples of this type of operation.

In this context, PayPal.me’s proposal is to give people a solution to stop spending time chasing small debts and having uncomfortable conversations with their debtors face to face. And it is that, according to one, More than 50% of adults in the United States “find it uncomfortable asking people to pay them.”

Do you think this new PayPal solution will be useful to you either for your personal or business use? Share your opinion.

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