When a worker is left without a job and receives any of the subsidies or benefits of the Public State Employment Service (SEPE) such as unemployment, it is not completely discovered in terms of contributions. This, however, does not happen in all cases: only with the collection of some aid is the contribution for retirement maintained and there is no stoppage in contributions that would later have a negative impact on the pension.
The one who, in certain benefits, is in charge of paying Social Security the relevant contributions, which are deducted from said benefits paid to the worker. In this way, during the time that you receive the subsidy or unemployment, the contributions are maintained and, at least as far as they are concerned, the impact of not having a job would be largely suffocated.
How do you contribute to retirement if you collect unemployment?
The case of unemployment, the contributory unemployment benefit, is the simplest. that, as it is a contributory benefit, it pays the retirement contributions, although they are distributed in the same way as when a salary is received: the SEPE assumes the business part (23.6% of the contribution base) and discounts 4.7% of the benefit as the worker’s contribution.
This contribution will be maintained for the entire time that the citizen collects the benefit, which depends on the time previously quoted and which is a minimum of four months and a maximum of two years.
How do you contribute to retirement with the subsidy for people over 52 years of age?
With regard to unemployment benefits, only one of them is quoted: the subsidy for people over 52 years of age. However, it is necessary to attend to a series of peculiarities that mean that not all the workers who receive it contribute for retirement.
Discontinuous permanent workers have recently benefited from a measure that concerns them: their inclusion in the subsidy for people over 52 years of age approved by the Council of Ministers just a few weeks ago. This extension, however, will only affect workers whose causal event occurred after March 2, 2022.
All discontinuous permanent workers with an event that caused the unemployment benefit for people over 52 years of age prior to March 2, 2022 will not contribute for retirement, since they will not receive the benefit.
In all these cases, the contribution will be as follows: they will do so for 125% of the minimum contribution base, with the contributions made in full by the SEPE.
Discontinuous permanent workers under 52 years of age who receive an unemployment subsidy having contributed a minimum of 180 days are left aside. In these cases, they will be able to contribute to retirement up to the first 60 days of receipt of the subsidy, their contribution base being the minimum in force at all times.
Facebook Comments
Disqus