Although permanent disability pensions can overshadow them by reaching a greater number of people, the truth is that for all those people who have a certain level of disability and meet the rest of the requirements, they can choose to receive a non-contributory pension of disability.
As explained by , these pensions must be differentiated from those for permanent disability because there are several key differences between them. Disability pensions confirm a specific degree of disability of the pensioner, while permanent disability pensions compensate for the effects on the person’s work or daily life. In addition, those for disability are granted by the autonomous services of each community, while those for permanent disability depend on Social Security.
Having a disability does not imply, in any case, the collection of a disability pension. These pensions are set aside for people who can prove at least 65% disability. And to determine what a person’s disability is, the social services of the autonomous community in which they reside come into play.
The legal text of reference in these cases is the , of procedure for the recognition, declaration and qualification of the degree of disability, but in practice there are several factors that are detailed by the Campmany Abogados law firm.
The teams designated by each autonomous community will proceed to examine the ailment that affects the citizen, checking how it affects him in aspects such as self-care, his ability to communicate, his physical activity, the functioning of his senses, his use of the means of transport, their sexual function or the possible effects on their sleep, among others.
What are the degrees of disability and which give pension
With this, you will be able to prepare a proposal that, in practice, constitutes a kind of diagnosis with the disease or illness, the type and degree of disability proposed and if the person needs help from third parties to use, for example, public transport. After that, a definitive resolution of the degree of disability can be made. There are up to five different degrees, according to the classification made by Royal Decree 1971/1999:
-Grade 1: for people who are diagnosed with an ailment that does not cause disability.
-Grade 2: for disabilities between 1 and 24%, considered mild.
-Grade 3: for disabilities between 25 and 49%, considered moderate.
-Grade 4: for disabilities between 50 and 70%, considered serious.
-Grade 5: for disabilities of more than 70%, considered very serious.
Thus, only people with disabilities of grade 4 or 5, serious or very serious, will be able to aspire to have that disability pension, since they are the ones that include disabilities of 65% or more.
The rest of the requirements to receive a disability pension
Apart from this condition of disability, according to the there are other alternative requirements that the citizen must meet at the same time in order to receive the non-contributory disability pension.
-Be between the ages of 18 and 64.
-Reside legally in Spain for at least five years, of which two must be consecutive and immediately prior to applying for the pension.
-Have annual income of less than 5,808.04 euros. This amount may be higher if you live with more people in the family unit.
Amount of disability pensions
If these requirements are also met, the citizen may receive a non-contributory disability pension, the amount of which will depend on the situation and disability of said citizen.
-In general, the disability pension is 414.86 euros per month and 5,808.04 euros per year.
-If the disability is 75% or more, the amount of the pension becomes 622.32 euros per month and 8,712.48 euros per year.
-If two beneficiaries of the same pension coincide in the same family unit, the amount for each one is 352.64 euros per month and 4,936.96 euros per year.
-If three or more beneficiaries of the same pension coincide in the same family unit, the amount of the pension for each one is 331.90 euros per month and 4,646.60 euros per year.
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