Year after year the legal retirement age increases. The period that began in 2013 will end in the next five years. In this way, in 2023 the retirement age will be 66 years and 4 months in the event that workers prove less than 37 years and 9 months of contributions.
For their part, those workers who have contributed for 37 years and 9 months or more may retire this year at 65 years of age. In the last year, the required contribution period will increase by three months (from 37 years and 6 months to 37 years and 9 months). In addition, the retirement age rises by 2 months (from 66 years and 2 months to 66 years and 4 months).
In this line, the ordinary retirement age will continue with increases up to 67 years in 2027 (those who have contributed less than 38 years and 6 months), so whoever wants to retire at 65 must have contributed even longer.
For those who wish to retire early, there is the option of requesting it from the age of 63 or 64 in 2023, a point that will depend on the years of contribution.
Incentives to delay retirement
As of January 1, 2022, incentives seeking to delay retirement beyond the ordinary age were introduced in the pension reform.
To them, you can choose between an additional percentage of 4% for each full year of contributions after reaching ordinary age, which will mean an increase in the monthly pension.
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