globally to send money and receive payments. Since it guarantees security to users, provides immediate transfers, reveals ease of use and supports currency exchange.
Also, one of the main advantages of this serviceis that it allows link and confirm a bank account directly. In this way, simplify the making of payments in a more practical and quick way, without having to provide personal data or account or card numbers.
That is why it is worth knowing how to confirm a bank account in paypal. Which, we will teach you below to learn how to do it from the web and from the mobile.
What types of bank accounts can you link to PayPal?
The fact of linking a bank account or a card to the PayPal account ensures optimal management of this service. Since, it provides the option of making charges through the bank account or the card, without the need to have an available balance in PayPal.
Apart from add money to PayPal from the bank account, the platform takes care of detect unusual activities to protect the integrity of the user. In addition to this, it provides receipts for each payment for facilitate cost control. In this sense, most customers often wonder What type of bank accounts does this service accept? so you can add your own without any complications.
Given this, it is worth noting that it only allows you to add two types of accounts:
- Check account: This is a checking account with a checkbook that provides easy access to the money you deposit in it. No minimum account balances required.
- Savings account: They are those that offer the possibility of generating a small return on the money you have in them, since they are intended to save capital. They usually reveal a limit on the number of monthly withdrawals or transfers.
Learn how to confirm your bank account in PayPal
For associate and link a bank account in your PayPal accountyou have two options: do it from the web on your computer or do it through your mobile device with the app.
So that you can use both techniques whenever you want, below, we explain how each one is executed step by step:
From the web
If, for convenience or for any other reason, you prefer to confirm your bank account in PayPal through your site official Webyou have to start by accessing this e .
Subsequently, do the following:
- At the top of the page, find and click on the “Wallet” section.
- From the Portfolio section, go to the left side and click on the option “Associate a bank account”.
- Next, you have to fill in the form in the Associate a bank account part, specifying the following: Account type (from checking or savings), Route number Y Account number.
- Finally, it verifies that all the data entered is correct and if so, proceeds to click on the “Associate bank account” button.
From the phone
On the other hand, if it is more efficient for you to do this through the PayPal mobile application, the process to follow to associate your bank account is:
- Enter the app and enter the data to log in to your PayPal account. To proceed to confirm your device using the code obtained by SMS.
- From the main panel, go to the bottom right corner and press the icon that shows a triple box.
- You will automatically access the Portfolio section and there, you have to look for the “Bank accounts and cards” option to tap on “+”.
- Next, from the Add to Portfolio popup, you have to Click on “Banks”.
- After that, you must select the option “Go to website” and enter your PayPal account data to enter through the web version.
- Now, it’s time to fill in the form with: Account Type, Routing Number and Account Number. Once all of the above has been done and after verifying that the information does not present errors, proceed to press the button “Associate bank account”.
Other information that you can confirm in your PayPal account
In addition to the bank account, PayPal users can also associate and verify other data in order to optimize the management of your money through the platform. Either with the credit card, identity and/or address.
Consequently, here is how to confirm this information in your PayPal account easily and quickly:
Credit card
For verify your credit card in PayPalthe procedure to complete is very similar to the one carried out in the case of the bank account.
Here, we explain the step by step to follow from the web version:
- Open the PayPal websiteenter your data and login to your account.
- On top, click on “Wallet”.
- From the left side of this section, Click on “Associate card”.
- After, Complete the fields with the requested data: Card number, Card type (Visa, MasterCard, American Express or Discover), Expiration date, Security code and Address.
- Next, it checks that the aggregated data is in perfect order and if so, finally, it just subtracts click on the “Associate card” button.
To execute this confirmation from the mobile app, the procedure is: Access your account > Enter the Portfolio section > Click on “+” from Bank accounts and cards > Select “Debit and credit cards” > Verify your identity with the indicated authentication method > Enter the card number > Complete the other steps.
Identity
It is also essential to confirm your personal information on the platform making use of the Customer Identification Program (CIP). Since, as a rule, this increases the security of PayPal accounts. For carry out this confirmationyou should have a copy of your government-issued ID or proof of address issued within the last 12 months on hand.
With any of these precautions, proceed to complete the following step by step:
- From the official PayPal website, Log in into your account and go to the Confirm Your Identity page at http://www.paypal.com/policy/hub/cip.
- Then in the next window, click on the “First steps” button.
- Next, from the left side, select the checkbox “Document confirming identity” either “Proof of Address”depending on what you want to upload on the web.
- Now it’s time to fill the form with each of the requested data and enter a photo of the document in the box below (readable, less than 5 MB and in JPG, PNG, GIF or PDF).
- After, press the “Send” button and ready.
Email address
To accept and send payments, also so that the funds you receive appear detailed in your PayPal balance; it is vital confirm the email address.
Here’s how to do it correctly:
- First, Login to your PayPal account through its official website.
- At the top right, click on “Settings” (it’s the gear icon).
- Subsequently, go to the bottom and in the Emails section, Click on “Update” next to the email address you want to verify.
- After, select the option “Confirm this email” and automatically, you will receive an email.
- To complete the conformation process, you have to access your email, open the email issued by PayPal and from there, press the button that says “Confirm email”.
- Finally, you will return to the PayPal site automatically and you have to enter your password to complete the confirmation.
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