It is no secret to anyone that the collective financing business through the Internet, is at an unprecedented point of transformation which, officially, will make it a regulated activity while it is under the scrutiny of the market supervisor. Which is more commonly known as crowdfunding or, in Spanish, “crowdfunding”.
Thanks to this initiative, today, there is the possibility of receiving monetary support through the Internet, either for medical treatment, to start a new project or to search for a dream for which you need a last push. In view of the fact that the recognized crowdfunding It is based on the financing of a certain objective through financial donations online..
Now, whenever you think about making use of any of the crowdfunding models (reward, donations, shares, loans or royalties), it is necessary meet certain requirements at the time of application. So, in order for you to achieve this satisfactorily, we indicate this information next to you along with The best websites to claim and receive donations via the Internet.
What are the requirements that my application must meet in order to receive online donations?
In general terms, each online platform dedicated to crowdfunding manages its own privacy and admission policies when allowing its users to receive donations from there. Which means that, depending on the platform in which you want to make a request to obtain your donations, you will have to comply with certain requirements to be approved.
However, with respect to the platforms that want to start their journey in crowdfunding, it is known that all of them must submit extensive documentation to the National Securities Market Commission or “CNMV” for the body to assess its authorize its work. Since, the Spanish Government has established a plan to consecrate crowdfunding websites as an alternative source of financing to traditional banking.
Having said this, below, we point out each of the requirements and procedures that these platforms must carry out in order to have permission to operate and enter this business, currently:
- A minimum capital: First of all, those who wish to be promoters of participative financing projects must ensure that they have a series of basic financial requirements. which is based on 000 euros of share capital as a minimum that they must have permanently and they are also required to provide professional civil liability insurance with a minimum coverage of 300,000 euros for damages and a total of 400,000 euros for all possible claims received, in the event of any negligence on the part of the platform.
- Honor of the promoters: The National Securities Market Commission will also pay attention to the integrity of the managers of these new platforms. Therefore, they must include a resume and detailed information about each of your previous activities, in order to deliver a signed declaration of honor. In addition, they will have to declare if their license to operate has been denied or withdrawn, if they have been fired by financial institutions, if they have obtained serious administrative sanctions (labour, commercial or tax), etc.
- Bylaws of the firm: The person(s) responsible for the crowdfunding platform will have to submit a draft of the firm’s bylaws and a negative registration certification of the suggested company name certifying that it does not coincide with another existing one.
- The business plan for the first year: Before you can operate, you need to have a plan for their first year of activity, where the expected volume of activity is added and all the benefits that they want to offer to their future clients are detailed. Likewise, it is important that they outline whether the crowdfunding business will provide advisory services, legal defense, risk assessment, communication work, etc.
- Reference Shareholders: It is also important that they report on the significant participations, that is, all those to which correspond voting rights with an equivalent weight or exceed 10% of its capital stock. In the event that there are indications that certain shareholders are in conflict of interest by using your influence for their own benefit, the CNMV will suspend their authorization.
- confidentiality protocols: The person or persons in charge of the new platform have the obligation to inform the CNMV about the accounting, administration and control mechanisms that it will manage to guarantee the security and reliability of the service provided over the Internet. Additionally, they will have to explain the ways to attract funds from investors and remunerate them.
List of the best web pages to receive donations on the Internet and finance your projects and ideas
Today, there are many people who have managed to carry out their projects from the web platforms that allow them to receive donations over the Internet and, with this, they have been able to finance their projects more easily and legally.
Being also an excellent way of helping those people who have diseases and need to comply with their treatments, but do not have the necessary money for it. Thus, crowdfunding websites support cooperation to a large extent, currently And thus, the most appropriate options available for this in the digital world continue to increase.
In this sense, to learn more about the best websites that exist to request and receive donations through the network, we want to introduce you to the 10 most optimal solutions operating today:
leetchi.com
It is a well-known web page that facilitates the receipt and collection of money in a versatile way for its users. In such a way, It can be used for donations directed to health projects or initiatives, mainly and, therefore, it is managed by associations, educational entities, sports corporations and in terms of humanitarian causes. Inclusively, the platform is also used to raise money to take walks or for a gift that you want to give to another person.
However, it should be noted that donations in Leetchi They are managed by means of solidarity boats in which the desired quantity to be obtained is collected. For this, you will have to start by create your boat in a personalized waythen you must share your jackpot on social networks and invite your friends to participate.
Later, collect the money through the participants who will have to pay easily with Visa or Mastercard (without having to register) and now, you can use the money at Leetchi partner stores or request a bank transfer.
CrowdThinking.org
It is classified as one of the best platforms to receive donations online. Which is defined as a collective support website for projects, ideas and companies that require help of this type. Thus, in short, the process to follow to obtain money from CrowdThinking consists of “spread, participate and support”. Assessing that all donations from this website will be obtained in euros.
In this sense, the first thing you should do when entering the platform is to enter the option that indicates “Start your project” and, next, you will have to describe them with their title, add images and videos, define their category, specify a brief review of the idea where you also specify the rewards that you will give to your donors, facilitate the location of the project and explain if you need financing. Finally, you can make a preview and that’s it, all you have to do is spread it through Facebook or Twitter.
TheCrowdAngel.com
Basically, it refers to a platform for assist entrepreneurs and businessmen in the technology sector, in order to receive donations to pay for their projects and easily promote them. In this way, it mixes elements of the business sector with technology, marketing and community investment. Thank you to your more than 17,000 registered investorsis classified as a totally effective option.
However, TheCrowdAngel is not a page for everyone, since it handles very specific requirements that must be compulsorily met to receive donations for a certain plan.
Among these precautions, we find that it is necessary have a private capital from 150,000 euros to 300,000 euroswhat’s more, the company must have a cost between 500,000 or 1,500,000 euros and are only allowed technology-based companies with innovative models. Which, they do to guarantee safe and reliable support to all their users.
noblezaobliga.com
Due to its very simple way to raise funds for your cause, this collective financing platform is considered another of the most opportune options to obtain donations in Spain and in many more countries. Since you just have to create your request, share it and start receiving the expected money. Taking into account that exclusively focuses on social and charitable causes.
In this sense, in order to raise money for these projects, you will have to Access the website and click on “Register”then click “Send your proposal” and proceed to fill in the form indicated to you to wait for the approval of your application. On the other hand, you can also access with your email, Facebook or Twitter account to receive money, by clicking directly on “Create your cause”. It should be noted that Nobility Obliges does not keep any money commission and, therefore, you will receive everything that is donated to you.
StockCrowd.com
It consists of a new proposal within business software, thanks to the fact that transforms the websites of organizations into a channel for their own projects. In this way, it offers you the possibility of financing your own plans and/or ventures, as well as providing economic inputs to your organizations through all the digital channels you have. A) Yes, supports the financing of business, real estate, innovative, social purposes, etc..
That is why StockCrowd is estimated as a versatile and very complete solution that works for long-term projects, regardless of the type of cause it is (medical, social, educational, personal, etc.).
All this, through its complete management of the donor database, through the personalization of the campaign by the applicants and the possibility it offers to manage to process any payment method without any inconvenience. In addition, it allows you to convert your donors into partners with a single click.
gofundme.com
As its name indicates, it refers to a platform dedicated exclusively to human generosity. Assessing that, in view of its remarkable effectiveness, it is considered one of the most effective and popular solutions when carrying out a certain donation campaign, no matter if the cause is small or big.
So, in…
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