How long does Social Security take to grant a retirement pension and when should you request it?

Social Security pays more than six million pensions per month, so it must have well-oiled machinery to process the applications for these benefits that are submitted by workers who decide to end their working lives when they meet certain requirements based on of your personal situation.

Despite this, it is a concern for citizens to know when they will be told if they are entitled to the retirement pension they have applied for, since they depend on it to be able to be financially covered and any gap in the delivery of all the documentation or small delays in the Social Security decision can mean a specific period of time without income.

Social Security has a period of 90 days to grant (or deny) a retirement pension, but in practice the time it takes is much less. According to the information, from the month of October, the average resolution of a pension application dates back to 19.97 days, although in some months (such as September) it was less.

If these deadlines are met, the retiree will know in less than a month if he receives the pension, so that, if the applications are submitted correctly and on time, he will be able to enjoy the retirement pension with hardly any problems in the continuity of his income. The Social Security that, depending on when the pension application is delivered, the right to collect it will be created sooner or later:

-For workers registered with Social Security, the economic effects will be from the day of cessation of work provided that the application has been delivered within a period of three months from that date or prior to cessation. An example: if a worker retires in January and requests a pension in March, he will be able to collect the entire amount of pension generated since January, even if it is granted later.

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If, on the other hand, it takes more than three months to apply for the retirement pension, the retiree can only have a three-month retroactivity from the filing date. Thus, if a citizen ends the employment relationship in January but requests the pension in May, he will only receive the amounts of the previous three months.

-For workers in a situation assimilated to discharge, Social Security explains that the effects of retirement begin “from the day following the request or when the causal event occurs, depending on the assimilated situation in question.”

-For workers not registered with Social Security, the effects of retirement begin the day after the application for retirement is made.

How can you apply for a retirement pension?

-On the Social Security pension procedures platform, which allows citizens to carry out this procedure without the need for a digital certificate (), Cl@ve (). In order to do so, in addition to filling out a form and the application itself, you need your DNI and a device with a camera to be able to deliver a ‘selfie’ that proves the applicant’s identity.

-By completing the form available on the Social Security website () together with the additional documentation required. The body requests different extra documents depending on the type of retirement requested: . The completed form must be delivered to Social Security in person at an agency office or by regular mail.

-In person by going to a Social Security office with the necessary documentation. , which can be obtained by calling 91 541 25 30 and 901 10 65 70 for 24-hour service, on the Social Security website or at the agency’s Electronic Office.

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