It has caused it to increase the minimum amount of pensions… but also the maximum limit. Thus, there is a little more margin for those people who opt for both the general maximum limit and the one established for each of the pensions contemplated by Social Security.
He is clear: after the revaluation, the maximum limit becomes 2,707.49 euros per month and 37,904.86 euros for the global calculation of the year 2021. This amount is the reference limit for contributory retirement pensions, widowhood , permanent disability, orphanhood and in favor of relatives.
How to get the maximum pension?
Within their particular circumstances, people will have access to a retirement pension of a certain amount. But, in case they want to access the maximum pension that corresponds to them, they must take into account the years worked and the calculation of the regulatory base, which determines the Social Security benefits (including, of course, pensions) to which workers have the right.
The , by 2021, people who retire must have worked 36 years to be able to access 100% of their regulatory base. In 2021, the regulatory base is the result of dividing by 336 the sum of the contribution bases (the gross monthly payments) of the last 288 months, that is, of the last 24 years. That is why the remuneration received in the final stretch of working life is so important.
This system is evolving, and as the years progress, both the number of years worked to achieve 100% of the regulatory base and the number of months of the contribution base that are taken into account when calculating develop that regulatory basis. Thus, in 2027 they will have to work 37 years to qualify for that 100%, while in 2022 the number of months to take into account to prepare the regulatory base will be 300, that is, the last 25 years.
The maternity accessory
However, women with children (and parents, in quite a minority of cases) may see their pension increased slightly. This is the so-called maternity supplement, launched with the aim of rewarding the demographic contribution and which is applicable to retirement, permanent disability and widowhood pensions.
Thus, for each child born or adopted, . Before there was no option to opt for this supplement with only one child and a system of percentages ranging from 5 to 15% was established. In any case, it is only applicable to people who receive their first pension from 2016.
Supplement for non-contributory pensions
In addition, people who receive a contributory pension and who reside in a rented house will receive an extra supplement of 525 euros per year, provided that they do not own a house and that rented house is their habitual residence during the year.
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