So you can collect two permanent disability pensions together

The collection of a permanent disability pension is only achieved after going through several phases of a process that sometimes seems complicated, with and in the worst cases it can last almost half a year until it is settled with the positive result for the worker: the collection of this contributory pension from Social Security.

The process is long and complicated, although in some cases it can be repeated due to the possibility of receiving a second permanent disability pension. Because, despite the fact that it is difficult, the regulations allow a person to receive two permanent disability pensions. Of course, always adhering to current regulations.

Thus, in order to receive two permanent disability pensions, what must be clear is that they cannot be from the same regime. The General Social Security Law makes this clear, which explains that the pensions that fall on the same beneficiary “will be incompatible with each other” unless otherwise provided by law.

The way to collect two different permanent disability pensions is for both to come from two different regimes. In other words, the General Scheme and the Special Scheme for Self-Employed Workers (RETA), the Sea Workers Scheme and RETA, the General Scheme and the Sea Workers Scheme…

For this, logically, two causative events must occur in two different regimes. For example, a permanent disability in a regime that allowed the pensioner to carry out a different job in another regime in which a new disability occurred. Or that, in the change to that new activity, the first disability worsens in a different regime.

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In order to collect both pensions, it will be essential to meet the requirements of each of them. At this point, special attention must be paid to the contribution: when the permanent disability comes from a common illness or a non-work accident.

What will be the amount of the two disability pensions

The amount of each of the permanent disability pensions will depend on the regulatory base of the worker and the degree of disability (partial permanent disability is not a pension, its beneficiary is only granted a single payment). The sum of the two pensions may not exceed the maximum amount of the pensions, which in 2022 is 2,819.18 euros per month and 39,468.52 euros per year.

In addition, for these pensions there are also minimum amounts that depend on the degree of disability and the personal situation of the pensioner. .

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