Payment gateways are essential tools in eCommerce businesses because they offer security and confidence to online transactions. They function as virtual POS, that authorize credit card payments from web or mobile applications. In other words, we are talking about platforms that facilitate electronic payment via Internet.
Why are payment gateways so important for your eCommerce?
From another perspective, payment gateways are eCommerce services that verify and accept (or, failing that, reject) the transfer of funds between buyers and sellers through various payment methods, such as bank transfer or card payment. We should not confuse them with those (such as Apple Pay or Google Pay), which are limited to allowing the management of payments between individuals or companies.
They are important because in addition to offering a great payment experience to customers, they can help reduce considerably the fraud with credit cards within eCommerce. Specifically, payment gateways act as intermediaries that ensure that customer data is encrypted and secure.
A ranking of the best payment gateways prepared by experts
Unlike previous rankings, this time we have added great value to our traditional Top. It’s about the assessment of 33 experts in marketing and eCommerce, who have selected the best CMS tools for eCommerce after analyzing a long list of options.
This voting process was carried out for our company, which was free of charge. There you will learn about the best tools from 21 different verticals and the names of the juries.
With this change, we will no longer list the tools in alphabetical orderbut we will do it in voting order.
With that said, let’s get down to business
Top 10 Payment Gateways for eCommerce:
Other tools to consider:
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Created in 2007 and with over 300 million users Worldwide, Amazon Pay has its own payment gateway -similar to PayPal’s-, which can be integrated with such popular eCommerce solutions as Magento, Prestashop, Woocommerce or Shopify.
Customers can pay through the web, with their mobile device or with Alexa Skills and choose from several types of transactions: immediate charge, deferred payment, recurring payment, simultaneous purchases and returns. Plus, your purchase is protected by Amazon Pay’s A-to-Z Guarantee, which guarantees product condition and on-time delivery.
- Foundation year: 2007
- Country: USA
(Recommended🥈)
This tool works with all banks in the European Union, can be integrated with the most popular alternative payment methods such as Amazon Pay, Apple Pay, Google Pay, Bizum, Klarna, etc., and is an official partner of Prestashop.
It has an advanced fraud scoring or fraud management module, which helps automate fraud management and integrates with external fraud managers.
With Pay by Link, you can generate payment links from a simple control panel and share them with the customer through any channel -email, sms or – allowing you to charge online even without having your own eCommerce.
Acquired by Banco Sabadell in 2018, Paycomet was the first payment gateway in Spain to obtain PCI DSS Level 1 certification, the highest level of data security standard in the industry. Among its clients are Vocento, Eroski Viajes, Yelmo Cines, Interflora or GoldCar, among others.
- Foundation year: 2010
- Country: Spain
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PayRetailers is a payment gateway designed to handle mass online payments in Latin America. The gateway combines the expertise of local markets with its state-of-the-art flexible payment technology that enables global merchants to successfully expand their business in emerging markets.
The company works with all kinds of sectors (Financial services, eCommerce, Tourism and airlines, SaaS and digital services, online video games, E-learning) and each of its products and services is adapted to the specifications of each client, increasing conversion and reducing operational complexities of managing cross-border payments. The company offers a fully localized payment solution with more than 250 payment methods within which it includes: Cash payments, QR codes, Bank transfers, local cards and electronic purses and with presence in 12 countries of the Latin American region. All with the same service provider and a single API.
With a unique integration process, the gateway offers agreed transactions with predefined payment methods and flexible hours, which makes the shopping experience intuitive, flexible and modern, adapted to the local currency and the preferences of each client according to his country. It has an office in Barcelona HQ, Malta, Colombia, Chile, Argentina, Brazil, Mexico.
- Settlement currencies: $ -€ – BTC – Local currency.
- Foundation year: 2014
- Country: Spain.
Stripe is one of the preferred payment gateways for startups due to its reputation and the competitive rates they maintain for each transaction. It is characterized by its philosophy of constant innovation and works with millions of companies from almost all sectors in more than 100 countries. has a api easy to implement and highly adaptable, which facilitates the creation of different products, such as subscription services, on-demand marketplaces, online stores or crowdfunding platforms
- Foundation year: 2011
- Country: USA
PayPal is the most used payment platform in eCommerce from all over the world with more than 325 million users that can carry out operations in 25 currencies without any contact and pay up to 3 installments without interest.
In addition to being fast and easy to use, it can be linked to cards and bank accounts, integrate with multiple platforms and control all transactions made from a single PayPal account.
It uses advanced encryption systems continuously to protect user information and offers a money-back guarantee.
- Foundation year: 1998
- Country: USA
This tool allows you to pay in canywhere and in any device thanks to the multiple integration options with its online payment APIs.
It has its own technology that allows it to be used with the main CMS, create an interface, redirect the customer to another channel or insert a payment user interface on the website or app.
With his vision of “unified trade” creates an optimal multi-platform experience that can be managed from a single place, and offers a loyalty program with which it is possible to add more than 250 payment methods in case of opening new markets.
- Foundation year: 2006
- Country: Netherlands
Redsys is a recognized payment gateway Spanish which has been operating for many years in our country and was born from the merger of the Sermepa and Redy payment systems.
It is mainly used to manage the payments of companies that have bank accounts in Spain and its brand is usually associated with the Secure payment In Internet. allows the integration with both national and international cards of the main brands and with systems such as Bizum, Masterpass, Paypal, GooglePay and ApplePay.
It is multi language, multi currency and integrates quickly through modules with sites built with Prestashop, Woocommerce, Magento, Opencart, Virtuemart and Zen Cart.
- Foundation year: 1981
- Country: Spain
This Dutch tool supports more than 30 local and international payment methods. It integrates with the most popular eCommerce platforms like Magento, WooCommerce, PrestaShop and Shopify, and with smaller ones like Craft Commerce or Lightspeed. It also has a api that allows you to integrate online payments in your business as you prefer. You can easily adjust and customize it to your liking.
It has embedded forms and with hosted payment pages and safe, that you can aesthetically adapt to the values and elements of your brand.
The company currently has offices in the Netherlands, Spain and Germany.
- Foundation year: 2000
- Country: Netherlands
it’s a tool optimized for use on mobile devices and it integrates easily through iframe, redirect or lightbox without the need to store card data with 68 of the main marketplaces (Shopify, Magento, Woocommerce, Prestashop, etc.).
Fits over 15 languageshas service multi currency and prevent fraud through more than 30 customizable rules to block or void suspicious transactions. Accepts major cards (Visa, MasterCard and AMEX) and alternative payment methods (Sofort, Giropay, PayPal).
- Foundation year: 2010
- Country: Spain
This tool stands out for its simplicity of its integrations and security of the transactions. Customers can pay by card, direct debit, electronic purse or digital wallet, in installments or with bitcoins and your company will receive the money within the following 24 hours.
I know integrates with any online store or web and allows the tokenization (process that protects sensitive data by replacing it with non-sensitive equivalents, known as tokens).
- Foundation year: 2015
- Country: Spain
Kevin. provides businesses with a web-ready payment infrastructure. This solution dispenses with cards, allowing consumers to make fast, easy and secure payments directly from their bank accounts. They are defined as a white-label solution, which eliminates the complex and time-consuming problems related to processing payments for your customers. It is present in 27 European markets and works with more than 350 million consumers.
- Foundation year: 2017
- Country: Lithuania
Another of the payment gateways (also of French origin) to highlight is MangoPay. This time we are talking about a payment solution specialized in marketplaces, crowdfunding platforms and collaborative consumption websites. MangoPay is an ideal option to accept payments and manage eWallets in different currencies. Make it easy for users to pay by allowing them to pay in multiple currencies and with various payment methods. It also makes it possible to automate all payment flows and commissions in a single contract.
- Foundation year: 2013
- Country:
braintree is PayPal’s online payment solution active on the market since 2013. It is present in 50 countries and handles more than 130 currencies, so its offer is aimed especially at businesses that want to open up to the international arena. Likewise, its greatest advantage is that it is specialized, above all, in payments from mobile devices (iOS, Android and Windows Phone). The same supports cryptocurrencies such as Bitcoin -in addition to accepting payments by card or with PayPal itself-.
- Foundation year: 2007
- Country: USA
In addition to being a state-of-the-art catwalk, Worldpay from FIS has its own payment processing license as an acquiring bank in 57 countries, on all continents. This…
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