Recently, CaixaBank informed its customers that debit cards linked to Bankia will receive an annual charge of 36 euros as maintenance fees. Despite this, these customers will have full access to the branch network and the more than 13,000 ATMs.
However, this payment is still an unnecessary and avoidable problem for the owners of a Bankia card. In fact, la Caixa has reported that these customers have the ‘MyCard’ card at their disposal.
If this card is not obtained, CaixaBank will begin charging customers from Bankia the maintenance fee for their debit cards as of January 1, 2022.
What is the ‘MyCard’ card?
As expected, CaixaBank does not want cards from another bank to circulate and operate through its ATM network, so it was not surprising that when the time came it would charge some type of surcharge to Bankia customers. That time has come, so the only option to avoid paying these fees is to get the ‘MyCard’ card.
It should be noted that these clients will also enjoy some benefits apart from the exemption of the maintenance fee. For example, purchases made will be reflected instantly and will be charged to the account 48 hours after confirmation.
On the other hand, the customer will be able to decide when to pay. In this way, payments of more than 40 euros can be divided into a period of not less than three months and not more than twelve months. However, this operation will entail a series of commissions.
Likewise, if the customer consumes his available credit limit, he can continue making purchases worth up to 3,000 euros, as long as he has a balance in his associated CaixaBank account to cover everything he has pending settlement.
This card is designed to be linked to CaixaBank Pay, Samsung Pay, Apple Pay, Garmin Pay and Fitbit Pay. In addition, if the customer loses the card, they can temporarily block it in a single click from your app and continue paying with their mobile.
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