Ibercaja has launched the new “Future Savings” pension plan campaign, which offers 5% bonuses for transfers from other entities and contributions made to most of its pension plans.
Specifically, the bank offers this bonus for what has been contributed or transferred from other entities to a wide range of its individual pension plans, with no maximum amount limit, which once again places its offer this year among the most competitive on the market.
For contributions and transfers of more than 30,000 euros in Ibercaja pension plans, the participant can obtain a credit in account of 5% of the contribution with a commitment to remain for 7 years. For amounts greater than 5,000 euros, clients may benefit from a 3% credit if the commitment is for a 5-year term; or 1.5%, if it is 3 years.
Customers who want to benefit from the promotion must have made the contributions during 2021 and in the case of transfers from other entities, they will have to request them before January 14, 2022.
The situation derived from COVID-19 and the existing concern for the future of the public pension system increase the need to plan future savings, as explained by the entity, which has chosen to focus on the expert support it provides to its clients at the It is time to generate capital for retirement, through the experience and specialization of its professionals, the products that suit their profiles and needs, and the excellence of the recognized and award-winning management of Ibercaja Pensión, the Bank’s pension plan manager.
Sustainability
In addition, within the framework of its commitment to sustainability, Ibercaja offers a wide range of investment savings products that apply socially responsible strategies in the selection of its investments, taking into account social, environmental and corporate governance criteria of the companies in which who invest.
In this campaign, the Entity adds the Ibercaja Megatrends Plan to its sustainable offer, expanding its pension products to four and thus responding to the growing demand for more responsible banking and finance from its customers.
This new plan, with at least 75% in equities, directs its investment to current major trends such as improving quality of life, digital growth and the environment. It joins the Ibercaja Confianza Sostenible Plan, which invests between 10% and 30% of assets in variable income; the Sustainable and Solidarity Ibercaja Plan, which invests between 50% and 80% in equities on a global basis; and the Ibercaja Sustainable Europe Plan, which invests between 75% and 100% in equities, mainly from European issuers.
The Sustainable and Solidarity Ibercaja Plan has been a finalist, for the fourth consecutive year, in the category of Best Solidarity Pension Fund in the 2021 edition of the Expansión All-Funds Bank Awards and, in the last twelve months, has obtained a profitability of 16.68%, occupying prominent positions in the ranking of the sector, within its category (mixed variable income), among more than 200 pension plans.
flexible investment
Ibercaja also bets in this campaign for its global Active Management plans with which its participants benefit from an active, professional and diversified management, since the managers of these investments have greater flexibility for the selection of assets and making changes, depending on the situation and market expectations, always within the fixed and variable income investment percentages established in each of the products. This range of plans allows the client’s investment to be moved according to their risk profile and the time they have left to reach retirement.
In addition, the Bank has solutions such as individual link systematic savings plans or investment funds, complementary to pension plans, to build a diversified and optimal savings portfolio to face retirement. A wide range of finalist savings alternatives, the definition of a personalized savings plan, perseverance, the client’s time horizon and flexible and profitable management are the fundamental keys that allow Ibercaja to carry out correct financial planning of the finalist savings of its customers.
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