The price of electricity, gasoline, the rise in products put us in the need of having to so that the changes that occur in the world do not affect our pocket. When we have to resort to new ways of saving, we think of Japanese accounting systems that will allow us to control our expenses and save efficiently and at zero cost. To do this, the bet is to apply the Kakeibo method, a “feminist” finance system created in 1094.
In these times of crisis we get into the trunk of saving techniques and among those that top the lists we find the Japanese methods. Although they are old methods and that we may believe are outdated, they gain strength when it is time to squeeze the wallets.
The concept of control of expenses that Kakeibo has is a small book of accounting and finances such as the one our grandmothers used to put order in the household money. The scene is somewhat dated, however, the method remains valid as digital applications have taken the model and implemented it to make life easier for users who are looking for any way to make ends meet.
The importance of this notebook is that through its structure it facilitates the daily task of writing down the calculations and allows you to easily visualize how much money we spend, on what and how. This makes it an ideal system to better manage money and to reach the last day of the month with savings.
Tips for the Kakeibo to work
The key and success of this method is perseverance and being meticulous. Nothing can go unnoticed, no matter how small the expense, or else the system will not have the results we expect.
The idea is to record in the notebook at the beginning of each month the income and fixed expenses such as rent, electricity, community, mortgages, etc. With this, it will be easy to take an x-ray of how much money we have left available for the rest of the expenses that we have during the month.
To write down each movement, it is necessary to add the day and the section or type of expense: food, leisure, clothing, house, etc.
Being able to have the entire panorama of expenses and investment will allow us to detail all those expenses that we can do without and that are the ones that do not help us save.
The idea of creating this system arose in 1904 by Motoko Hani, editor of a feminist magazine in Japan in those years when the voice of women was overshadowed by Asian machismo. The goal was to give women more power, since her personal money depended on what they managed to save (up to 15% of income).
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