More than 947,000 people in Spain receive a pension for permanent disability, . All these citizens are governed by a series of requirements and amounts that regulate this benefit, one of the several contributory benefits granted by the body to certain groups.
This benefit, , is intended to “cover the loss of salary or professional income that a person suffers when, being affected by a pathological or traumatic process derived from an illness or accident, his or her working capacity is presumably reduced or annulled. definitive”.
In our country, it is granted to employed workers (general scheme), self-employed (Self-Employed and Special Schemes for Coal Mining and Sea Workers), due to work accidents, professional illnesses and members of the Compulsory Old Age Insurance and Disability (SOVI). The State, according to the latest Social Security data for April, spends more than 941 million euros per month on these pensions, the average amount of which is 993.73 euros.
There are four types of permanent disability: partial (decrease of at least 33% but without disqualification from work), total (disqualifies the worker from his tasks without exempting him from being able to do others), absolute (disqualifies him from all work) and severe disability (disqualifies him from any work and also makes him need assistance for the essential acts of life). Each of them has a series of requirements to meet and certain amounts, in addition to specific compatibilities.
partial permanent disability
In order to get it, you do not have to be entitled to a contributory retirement pension due to age, be affiliated and registered (or assimilated) with Social Security and, in cases of common illness, have a contribution period of 1,800 days in the last 10 days. years (for minors, half the time from 16 years).
The amount of the pension, which will be paid in a single payment, will be 24 monthly payments of the regulatory base. It is compatible with any work activity and with the maintenance of the work that was being carried out. The Social Security the application that must be submitted and the documents to add to be able to request this pension.
total permanent disability
It is essential not to have the right (or the age) to a contributory retirement pension, to be affiliated and registered (or similar situation) in Social Security, as well as to have different previous contribution periods depending on age (more or less 31 years old) of the organism.
In general, the amount of the pension for total permanent disability is 55% of the regulatory base (it varies depending on each case and ), although it rises to 75% for cases of people over 55 years of age who are presumed to be disabled. difficulties to return to the labor market. For workers who have reached retirement age, are not entitled to the ordinary pension if they have access to the pension derived from common contingencies, it will be 50% of the regulatory base.
In addition, in cases of accidents at work or professional illness, it may increase between 30 and 50% if there are no precautionary devices or they are unusable or in poor condition, as well as when “safety and hygiene measures have not been observed in work, or elementary health or personal adaptation to each job”.
This pension is paid monthly and is compatible with the salary that can be received in the same company or in a different one, provided that the functions performed by the worker are not the same as they were when the event that caused the total permanent disability took place. . The 20% increase is compatible with self-employment and/or employment and the benefits that may arise from them. All information about the application and documents to be submitted can be consulted.
Absolute permanent disability
You do not have to be of the expected age or meet the requirements for the contributory retirement pension and you must be registered and affiliated with Social Security. If it derives from a common illness or non-occupational accident while being registered, they must have contributed 15 years and at least three of the last 10, and not being registered, the worker must have completed specific contribution periods that vary depending on their age and what
The amount of the pension is 100% of the regulatory base (which varies depending on whether it comes from a common illness or a non-occupational accident and ), although in cases of a work-related accident or professional illness with a lack of respect for the caution, security, hygiene or health can rise between 30 and 50%.
Workers who, upon reaching retirement age, are not entitled to the ordinary retirement pension, may avail themselves of the absolute permanent disability pension derived from common contingencies of up to 50% of the regulatory base.
The pension, which is paid monthly, is compatible with all activities compatible with the status of the pensioner and that do not imply a change in their ability to work. It will not be compatible, yes, with any activity that involves inclusion in a Social Security regime when you have an age of access to a retirement pension. To apply for this type of pension and find out what forms and documents must be submitted, you can consult this .
great disability
It affects workers with permanent disability in a situation of absolute permanent disability who, due to “anatomical or functional losses, need the assistance of another person for the most essential acts of life, such as dressing, moving, eating or the like”. They must not be of the expected age for retirement, provided that the disability derives from common contingencies and be registered and affiliated with Social Security.
In addition, you must have a previous contribution period that depends on the age at the time the disability is generated. If this derives from a common illness or non-occupational accident in situations of ‘not discharged’, it will be 15 years, having worked at least three of the last ten.
The amount of these pensions adds the amount of the pension for total or absolute disability plus an amount destined to pay the person who cares for the beneficiary. It is the sum of 45% of the minimum contribution base at the time of the event causing the disability and 30% of the worker’s last contribution base, and the amount cannot be less than 45% of the pension received.
In cases of occupational accident or occupational disease due to workplaces with unusable precautionary devices or in poor conditions, as well as failures in safety, hygiene or health measures, this pension can rise between 30 and 50%. If the worker reaches retirement age and is not entitled to a retirement pension, he may collect a pension derived from common contingencies, of 50% of the regulatory base.
The one that these pensions are compatible with “the exercise of those activities, whether lucrative or not, compatible with the state of the invalid and that do not represent a change in their ability to work for review purposes.” In addition, the agency the documents and forms necessary to process this type of request.
Minimum amounts
However, and despite the calculation of the amounts of each of these pensions, for each year they guarantee that pensioners have a guaranteed pension base. For 2021, the stipulated amounts collected by him are the following:
With dependent spouse
-The severe disability is 1,276.50 euros per month and 17,871 euros per year.
-The absolute disability and total disability for 65 or more years are 851 euros per month and 11,914 euros per year.
-The total disability for people between 60 and 64 years old is 797.90 euros per month and 11,170.60 euros per year.
-The total disability derived from a common disease for those under 60 years of age is 508.5 euros per month and 7,119 euros per year.
-The partial disability of the work accident scheme for people aged 65 or over is 851 euros per month and 11,914 euros per year.
With non dependent spouse
-The severe disability is 981.90 euros per month and 13,746.60 euros per year.
-The absolute disability and total disability for 65 or more years are 654.60 euros per month and 9,164.40 euros per year.
-The total disability for people between 60 and 64 years old is 609.90 euros per month and 8,538.60 euros per year.
-The total disability derived from a common disease for those under 60 years of age is 504 euros per month and 7,056 euros per year.
-The partial disability of the work accident scheme for people aged 65 or over is 654.60 euros per month and 9,164.40 euros per year.
no spouse
-The severe disability will be 1,034.60 euros per month and 14,484.40 euros per year.
-The absolute disability and total disability for 65 or more years are 689.70 euros per month and 9,655.80 euros per year.
-The total disability for people between 60 and 64 years old is 645.30 euros per month and 9,034.20 euros per year.
-The total disability derived from a common disease for those under 60 years of age is 508.5 euros per month and 7,119 euros per year.
-The partial disability of the work accident scheme for people aged 65 or over is 689.70 euros per month and 9,655.80 euros per year.
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